Benefits to Financing

100% Financing, Minimal Up-front Costs
All costs associated with your purchase can be included in our contract. This may include software, training, installation, taxes and shipping. Unlike a bank loan, which may require a substantial down payment, our up-front costs generally include the first and last months payment and one-time documentation fee.

Competitive Rates and Flexible Terms
As a direct lender, we provide competitive rates for terms up to 84 months, depending on the type of equipment financed.

Finance Lease (Fixed and Floating Rate)
Also called a capital lease, a finance lease is similar to a loan, where you will build equity in the equipment as you make each payment. As a result, you may be able to claim the benefits of ownership for IRS purposes. The most common types of finance leases are $1 and 10% purchase option.

Tax Lease
As lessor, we qualify for the tax benefits of ownership and you, as lessee, are allowed to claim the entire amount of the lease payment as an operating expense or tax deduction. The rate to you is reduced to reflect our recognition of tax benefits.

TRAC (Terminal Rental Adjustment Clause) Lease
A tax-oriented lease of motor vehicles or trailers that contains a terminal rental adjustment clause and otherwise complies with the requirements of the tax laws.

Tax Exempt Lease
Due to tax-exempt status, many U.S. state universities, and city, county and state governments qualify for Tax Exempt Leases. This status enables us to pass on the savings to you through lower monthly payments.

Secured Loans
Our Equipment Finance Agreement is a loan to purchase equipment like a sales contract which qualifies you for tax depreciation benefits.

Software Agreements
You may benefit from a financial solution to acquire the software required to successfully run leased equipment.

Master Lease
Our Master Lease allows you to easily finance new equipment with minimal additional paperwork. It's the ideal contract for large-scale project/equipment financing.

Lines of Credit
You can combine all your equipment needs under a single pre-approved line of credit which can be used in conjunction with our Master Lease. We review specific industry segments applicants for pre-set lines of credit.

Equipment Insurance
Through a third-party insurance company, you can fulfill your insurance coverage requirements at competitive rates.

Payment Structures
We can customize contract payments based on your needs and business cycle. If a monthly payment plan is not the best solution, we can consider deferred, uneven, seasonal, quarterly, semi-annual and annual options.

To initiate financing you can complete and submit an online finance application, call us at (800) 841-4433 or email sales@trinityvf.com.

Trinity Vendor Finance is not a tax advisor. Please consult your tax advisor regarding the tax implications of our financing options.